Enter your revenue and expense categories and AI builds a detailed 12-month budget with projections.
Free business budget template. Generate a personalized 12-month budget with AI — enter your revenue, expenses, and goals and get a complete budget plan with projections in seconds.
A budget is not a restriction — it's a plan. Businesses that budget are more likely to hit growth targets, avoid cash crunches, and make confident hiring and investment decisions. The single most common mistake small business owners make is flying blind on finances until they hit a crisis.
| Section | What It Covers | Key Metrics |
|---|---|---|
| Revenue Projection | Expected income by month, broken down by source | Monthly revenue, growth rate, seasonality |
| Cost of Goods Sold | Direct costs of delivering your product or service | Gross margin % |
| Operating Expenses | Fixed overhead: rent, salaries, insurance, software | Operating expense ratio |
| Variable Expenses | Costs that scale with revenue: commissions, shipping, ads | Variable cost % of revenue |
| Capital Expenditures | Equipment, vehicles, leasehold improvements | Capex as % of revenue |
| Cash Flow | Timing of cash in vs. cash out | Monthly cash position, runway |