Free Tool

AI Cash Flow Forecaster

Enter your current cash, monthly revenue, and expenses. See a 12-month projection with runway calculation and actionable recommendations — all in your browser.

💰 Current Position

Current Cash Balance ($)

📈 Monthly Revenue

Monthly Recurring Revenue ($) Monthly Revenue Growth Rate (%)

💸 Monthly Expenses

Rent / Office

Salaries / Payroll

Software / Tools

Marketing

Insurance

Other Expenses

Total Monthly Expenses: $0

12-Month Cash Flow Projection

Illustrative projection based on inputs. Actual results may vary.

Monthly Breakdown

Month	Revenue	Expenses	Net	Cash Balance

💡 Recommendations

These are general heuristic suggestions — not financial advice. Consult a qualified advisor for major decisions.

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Tool Demo — How It Works

How the Cash Flow Forecaster Works

Illustration of the three-step process — enter, forecast, and plan.

Enter Your Numbers

Input your current cash balance, monthly revenue, expense breakdown, and optional growth rate.

View Your Projection

See a visual 12-month chart showing projected cash balance, revenue vs expenses, and your cash runway.

Get Recommendations

Receive actionable insights based on your numbers — margin targets, runway alerts, and cost-cutting opportunities.

Sample Output — Illustrative Example

Starting cash: $50,000 · MRR: $15,000 · Expenses: $12,500/mo · Growth: 5%/mo
Month 6 projected balance: $68,400 · Month 12: $112,800
Runway: Infinite (profitable from month 1)
Recommendation: Consider reinvesting 20% of profit into marketing to accelerate growth

Frequently Asked Questions

How accurate is the cash flow forecast?

The forecast uses linear projection with optional growth rates. It provides a useful planning baseline, but actual results may vary. Think of it as a planning tool, not a guarantee.

What data do I need to enter?

At minimum: your current cash balance, monthly recurring revenue (MRR), and monthly recurring expenses. Optionally add a monthly revenue growth rate for a more realistic projection.

Is my financial data stored?

No. All calculations happen in your browser. Your financial data is never sent to any server. Close the tab and it's gone.

What are the recommendations based on?

Recommendations use simple heuristics based on your numbers. These are general suggestions — always consult a financial advisor for major decisions.