Key Features
Free invoicing and estimates
Free accounting and bank reconciliation
Free receipt scanning
Double-entry accounting
Real-time dashboard
Payroll (paid add-on)
Payments (transaction fees)
Mobile app
Screenshots & Preview
Dashboard view
Reports & Analytics
Settings & Configuration
Full Review
Wave is the go-to free accounting and invoicing software for freelancers and bootstrapped small businesses. Core features are genuinely free forever — no credit card required.
Pricing Plans
💡 Free forever — no credit card
Most Popular
Payments
2.9% + $0.60/transaction
Accept credit cards online. No monthly fee.
Get Payments →Payroll (Self-serve)
$20/mo + $6/employee/mo
DIY payroll with auto tax calculations.
Get Payroll (Self-serve) →Payroll (Full-service)
$35/mo + $6/employee/mo
Wave files and pays your taxes automatically.
Get Payroll (Full-service) →Pros & Cons
✅ Pros
- Genuinely free — no hidden fees for core features
- Clean interface for non-accountants
- Double-entry accounting included
- Great for freelancers and micro-businesses
❌ Cons
- Limited inventory management
- Payroll only available in US and Canada
- Support is email-only
- Fewer integrations than QuickBooks
Rating Breakdown
Editorial scores based on publicly available user reviews from platforms including G2 and Capterra. Not collected from BizStackHub users.