Key Features
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Settings & Configuration
Full Review
Square is an all-in-one payment and point-of-sale platform used by millions of local businesses, retailers, and restaurants. It combines hardware, payment processing, and business software. Pricing overhauled in October 2025 to three unified tiers. Pricing verified from squareup.com/pricing, March 2026.
Pricing Plans
💡 Free forever plan available — plus 30-day trial of Plus and Premium
In-person: 2.6% + $0.15 per tap/chip/swipe. Online: 3.3% + $0.30. Manually keyed: 3.5% + $0.15.
Get Free →In-person: 2.6% + $0.15. Online: 2.9% + $0.30 (lower than Free plan). Includes advanced features.
Get Plus →In-person: 2.4% + $0.15. Lowest processing rates. For businesses doing $10,000+/month.
Get Premium →Available for businesses processing $250,000+/year. Negotiated rates and dedicated support.
Get Custom →Pros & Cons
✅ Pros
- Free plan with no monthly fee — great for new businesses
- All hardware and software from one vendor
- Free Square reader included for new sellers
- No chargeback fees (unlike most processors)
- Strong POS with restaurant and retail-specific apps
❌ Cons
- Higher in-person fee per transaction than some processors
- Online rates are higher on Free plan (3.3% vs 2.9%)
- Not ideal for high-volume ecommerce vs. Stripe
- Account holds and fund reserves reported by some users
- Less developer-friendly API than Stripe
Rating Breakdown
Editorial scores based on publicly available user reviews from platforms including G2 and Capterra. Not collected from BizStackHub users.